eCheck

When you visit any online casino, you will need to make a deposit. You can normally accomplish this through credit cards and Bitcoin. But now there is a new trend for making deposits, and that is eCheck.

What Is An eCheck?

Simply put, an eCheck is an electronic payment made on your behalf from a user’s bank account. The difference between an eCheck and and instant transfer is that instant transfers process payments and transfers instantly. eCheck’s on the other hand will take some business days to fully process. The time frame is normally between 3 to 5 business days.

It goes without saying, that for an eCheck to be successful, you will need sufficient funds in your bank account to cover it. Because eCheck’s are digital versions of the old paper check, they work and will need to be filled out just like a paper check. Your signature is legally binding and will thus carry all the legal ramifications of a regular paper check.

The one sending the check will have the option of making an eCheck per transaction or as a reoccurring one. The one receiving the check needs to have a valid bank account, and on with good standing and not one with a negative balance so you can receive the full funds. And by the same token, the one sending the check must make sure they have sufficient funds in their account to avoid unnecessary, over draft fees.

To help facilitate eChecks, there are several middle companies that are equipped to handle the job. Some of these companies include Paypal, PaySimple, and MoneyBrokers. Most of the companies enact a small transactions fee to process and handle the eChecks. The payee, just like a regular check, can cancel an eCheck and request a refund.

So how secure is an eCheck? EChecks like many digital forms of payment, comes with their own Cyber security. Each eCheck requires an authentication protocol, along with public key cryptography, digital signatures, certificate authorities, encryption, along with special detection to prevent duplicate eChecks.

EChecks is also an under utilized payment method which tends to be universally accepted across many digital, payment gateways, which will make it quite and easy and an attractive form of making deposits at many popular online casinos. They also feature low fees when making payments, so you can get more bang for your buck.

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